Rates

LOAN RATES: Please contact the credit union.

APR refers to the annual percentage rate or the dividend rate.
APY refers to the annual percentage yield.

Certificates

Rates as of 3/4/2010.
Rate Description	Term	Dividend Rates	APY
$2500+	6 MONTHS	0.30%	0.30%
$2500+	12 MONTHS	0.50%	0.50%
$2500+	24 MONTHS	0.85%	0.85%

NOTE: Early withdrawal from certificates will be subject to a 90 day dividend penalty.
Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Savings/Shares Rates

Rates as of 3/4/2010.
Rate Description	Term	Dividend Rates	APY
$100 - $2,499		0.10%	0.10%
$2500+		0.10%	0.10%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

IRAs

Rates as of 3/4/2010.
Rate Description	Term	Dividend Rates	APY
$25 - $2499		0.10%	0.10%
$2500+		0.10%	0.10%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.

Share Draft

Rates as of 3/4/2010.
Rate Description	Term	Dividend Rates	APY
$2500 +		0.00%	0.00%

Members should call the credit union to verify rates.
Contact your credit union to find out if there are any fees on these accounts that could reduce your earnings.